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North Carolina Truck Insurance Affordable Quotes

We help all commercial auto insurance customers in North Carolina! Same day quotes in most cases (888) 443-7623 .

We insure big rig trucks, box trucks and most all fleets in NC!

Get your free NC commercial insurance rate quote started right now and be insured (888) 443-7623 . You could have a policy today.

North Carolina
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NC Commercial Insurance Companies coverage available: Property, Commercial Auto, Liability, Semi Trucks, Fleets and Business Auto.
· Free Online Quote
· Many Discounts
· Small Business
· General Liability


North Carolina affordable commercial auto insurance available: Trucking Primary Auto Liability, Property Damage, Cargo Insurance, Bob Tail Insurance for Owner Operators, Box Trucks, Dump Trucks, Logging and most Fleets.

North Carolina Truck Insurance Possible Coverages Available

– Georgia Primary Auto Liability is need to meet state or federal requirements.
– Trailer interchange covers using trailers that belong to others.

– Motor Truck Cargo
Covers trucking operations Cargo that is being transported that belongs to others:
– Broad coverage language
– Hired car cargo
– Customized trip endorsements
– Up to $2 million catastrophe limit
– Physical Damage covers collision or theft of the unit and other related damages.
– Deluxe coverage form
– Aggregate deductible
– Diminishing deductible
– Personal effects coverage
– Downtime loss
– Rental reimbursement
– Coverage designed for owner / operators leased to fleets
– Electronic equipment coverage
– Financed value coverage
– Windshield repair
– Deductible reimbursement coverage
– Combined deductible coverage
– Non-owned trailer while attached
– Rental reimbursement
– Tarps, chains and binders
– Truckers General Liability cover you when your not driving and delivering a load.
– Employee benefits liability coverage
– Included products / completed operations
– Bobtail/Deadhead cover you when no trailer is attached to you truck/tractor unit
– Local- Intermediate- Long Haul policies available
– Owner Operators

Carolina Truck Insurance: Providing Comprehensive Coverage for Truckers in North Carolina, South Carolina and Georgia

For over four decades, Carolina Truck Insurance has been helping truckers throughout the Carolinas and Georgia find the best semi, box truck, route delivery and commercial fleet insurance rates backed by state or federal mandated filings. Our team of experienced truck insurance agents are dedicated to providing comprehensive coverage, tailored to the unique needs of each client. Whether you’re a small, independent business or a large commercial fleet, Carolina Truck Insurance is here to help guide you through the process, ensuring that you have all the coverage you need.

At Carolina Truck Insurance, we understand the unique challenges that truckers face. From unexpected breakdowns to the cost of repairs and maintenance, the cost of owning and operating a truck can be daunting. That’s why we strive to provide our clients with tailored insurance solutions that are both affordable and comprehensive. With our experienced agents, you can rest assured that you’ll be getting the most out of your policy and that your business is protected from any unexpected losses.

Our team of agents will work closely with you to create a custom-tailored truck insurance policy that meets your specific needs. From general liability to cargo and trailer coverage and more, we’ll make sure that you’re covered for whatever life throws your way. We also offer a wide range of additional coverage options, such as physical damage coverage, accident forgiveness, towing and roadside assistance, and more.

At Carolina Truck Insurance, we believe that our clients are our most valuable asset. That’s why we strive to provide the highest level of customer service, with a team of knowledgeable agents who are always available to answer any questions you may have. Whether you need assistance filing a claim or need advice on the best way to protect your business, our team is here to help.

From semi trucks to box trucks and route delivery fleet, Carolina Truck Insurance has the coverage and expertise to help protect your business. With competitive rates and comprehensive coverage options, you can rest assured that you’re getting the best coverage for your needs. Contact us today to learn more about our truck insurance services and to get started on your custom-tailored policy.

North Carolina Commercial Auto liability insurance: Covers your liability risks in the event that you or one of your employed drivers causes an accident. Your commercial auto liability will include bodily injury liability to cover the costs of injuries and medical expenses for the injured party, and property damage liability to cover the costs of property damage in an accident. Your commercial auto liability insurance will typically also cover the costs of legal defense, whether or not your company is found to be at fault in an accident.

•Optional physical damage coverage (Restrictions Apply): Covers the costs of damage to your vehicle from an accident or other incident. This coverage includes both collision coverage to pay for damage from a crash as well as comprehensive coverage to pay for damage from theft, vandalism and other than collision causes.

•Uninsured/underinsured motorists coverage: Covers the costs of injuries and damages if you or one of your employees are in an accident where another driver is at fault, but that driver does not have enough coverage to pay for your injuries and property damage.

•Cargo coverage: Covers damage or theft of items your commercial vehicle is hauling.

Sometimes several policies may have to be “stacked” or added together to get the total all around coverage that you may need. The larger the power unit or vehicles the more difficult it is to get the most coverage’s.

Federal Motor Carrier Safety Administration


We insure those North Carolina companies that may haul one or more of the following (888) 443-7623 .

AGR–Agricultural Equipment
ACH–Air Conditioning & Heating Equipment
ALP–Aluminum Products
APT–Automobile Parts
APO–Automobile Parts (Part Of Assembly)
BAF–Bakery Products
BEU–Beauty Supplies and Equipment
BEV–Beverages (Non-Alcoholic)
BOT–Boat Haulers
BTO–Boat Haulers (Oversized)
BLD–Building Materials
CFD–Canned Food (Excluding Meat/Seafood)
CEL–Cellulose Material Products
CHA–Chemicals (Dry-Nonhazardous)
CBQ–Climate Controlled Nonhazardous Bulk Liquids
CNC–Concrete Products
CDB–Construction Debris Haulers
DAP–Dairy Products
EAL–Electrical Appliances (Large)
EAS–Electrical Appliances (Small)
EES–Electrical Equipment & Supplies
FTD–Fertilizer (Dry)
FTL–Fertilizer (Liquid)
FZF–Frozen Food (Excluding Meat/Seafood)
FRN–Furniture (Not Household Goods Delivery)
HFP–Health Food Products
HEQ–Heavy Equipment
HMS–Hospital and Medical Supplies
HHG–Household Goods
IES–Industrial Equipment and Supplies
IML–Industrial Machinery
IRR–Irrigation Equipment
LWG–Lawn and Garden Equipment and Supplies
LIQ–Liquids (Bulk Hauling of Non-Hazardous)
LVB–Livestock Haulers (Double Deck)
LVA–Livestock Haulers (Single Deck)
LVC–Livestock Haulers (Triple Deck)
LOG–Logging and/or Pulpwood
MCH–Machinery (Not Heavy)
MES–Marine Equipment and Supplies
MTC–Meat – Canned and Packaged
SMT–Meat – Swinging
MRL–Metal (Rolled Products)
MBH–Mobile Homes
NUR–Nursery Stock (Plants)
OFF–Office Equipment
OFS–Office Furniture and Supplies
OFE–Oilfield Equipment (Small)
PCK–Packaging Materials
PRP–Paint and Related Products
PPB–Paper – Bulk
PPR–Paper Products
PFO–Pet Food and Supplies
PPP–Petroleum Products – Packaged
PHE–Photographic Equipment and Supplies
POP–Poultry – Processed
SCR–Scrap Metal
STM–Sheet Metal
SNP–Snow Plowing
SOD–Sod Haulers
SOE–Sound Equipment
SPG–Sporting Goods
STL–Steel/Steel Products
SSM–Surplus and Salvage Merchandise
SPO–Swimming Pools (Pre-Formed)
TSH–Trash Haulers
TUC–Tubing (Copper)
TUM–Tubing (Metal)
VDM–Vending Machines
VDO–Video Equipment and Sales
WIC–Wire (Copper)
WIR–Wire (Excluding Copper)


Progressive Commercial Authorized Agency offering coverage for owner operators to fleets of vehicles.

Authorized Agency Progressive Truck and Commercial Auto Insurance in North Carolina, South Carolina & Georgia.
Authorized Progressive Truck and Commercial Auto Insurance Agency in NC, SC & GA.

Authorized Agency Berkshire Hathaway Truck and Commercial Auto Insurance in North Carolina, South Carolina & Georgia
Berkshire Hathaway Commercial Auto Insurance in NC, SC & GA.